Credit Reporting and Credit Repair

There are 3 credit-reporting agencies in the United States. Each maintains information about you and your credit history. This information is gathered regularly from numerous sources that may have extended you credit.

Lenders, employers, landlords, and other service providers buy your credit report to help them decide whether to approve or deny your application for a loan, credit card, job, or housing, or rate on a service or product.

Because your credit file changes constantly, it’s important that you review your information regularly to check its accuracy

What areas are covered:

Credit history.
Personal information.
Inquiries.
Public records.

Continuous score monitoring can help you get better interest rates, and save you money. The best time to manage your credit score may be before a major purchase.

Get the complete picture of your credit history from all three nationwide reporting agencies. Your credit score can affect rates for mortgage, auto, and home equity loans. Take charge of your financial health -- monitor your Score.

What you will get:

Specific tips on how to manage your score
24 hour monitoring of Equifax credit file with email notification of key changes
Continuous score monitoring and notification when a change in your score impacts the interest rate you are likely to receive